About Us

The OSS Joint Powers Authority (JPA) was created in 1986 by a group of Central Valley educators to provide quality liability and property damage insurance at reduced rates. OSS is the ideal size because it is large enough to obtain the benefits of a large organization but small enough to deal with the unique needs of each member district.

The JPA was designed by its board to provide broad insurance coverage at the lowest cost. There are no buildings owned by the JPA and no staff employed. Broker, risk management, and claims administrator services are contracted out. If necessary, other experts may be retained on a short-term basis to provide assistance. This, along with great experience factors, has kept the rates extremely low. By providing basic services, the JPA has not inundated the districts with a great number of requirements, which are a part of many larger organizations. The preference has been to have fewer guidelines and requirements and encourage district compliance with these policies. Unique circumstances are going to exist in each district and it is the philosophy of the JPA board to do everything possible to accommodate those needs. The board has wrestled with some difficult issues but ways have been found to accommodate each district’s concerns.

As with educational institutions, accreditation by a recognized accrediting organization has been one way of ensuring standards are established and met. Accreditation is a factor taken into consideration when excess insurance rates are quoted. The JPA has received Accreditation with Excellence status by the California Association of Joint Powers Authorities (CAJPA) and the accreditation is renewed on a regular basis. Only thirty-five out of the hundreds of JPAs in California have received this level of accreditation.

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